Earn money & Access loans back home

Instant access to loans for yourself or loved ones.
Get a 5% reward on the first amount you add to your account. Plus earn up to 5% cashback on all transactions.*

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A better alternative to sending money

Sending money

You continuously send money

You pay costly transaction fees

Your money loses value

Accessing credit using SympliFi

No cross border transfers

Earn cash back instead of fees

Save your money with no FX worries

Your credit score is never impacted

Loan for yourself back home

Get instant access to low interest loans to fund your personal and business needs back home. Save your money and get unlimited access to local funding.

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Help loved ones access credit

Instead of sending money, empower your loved ones back home to start accessing money on their own, while saving money for yourself.

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Keep your money

Help friends and family in Nigeria while saving money for yourself. You provide a refundable collateral to help them instantly secure a loan. The collateral stays untouched in your SympliFi wallet. No money sent, no money spent.

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Earn cash back instead of fees

Instead of paying fees and FX costs, you earn 2% cash back on the collateral whenever they get a loan.

Provide unlimited access to credit

With just one collateral, your loved ones can get repeated access to a loan any time they need cash. Do it once and never send money again!

Share the collateral

Everyone can chip in. Easily split the collateral amount with other friends and family that want to help.

Build a healthier future

Your loved ones automatically get loan protection from AXA, a global insurance leader, that provides them loan cover and access to health care for the duration of the loan. No additional paperwork required.

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How our customers
are using Symplifi

Finance your personal and business needs back home

Do more without FX exposure

Help loved ones start and grow a business

Help loved ones fund their business activities

For the usual "i need to borrow money" request

Instant access to personal loans

What some of our customers have to say

I used to send £500 to my cousin in Nigeria to help him with his business. I don’t do that anymore yet his business has grown 50% using SympliFi instead

Leonard, U.K. Guarantor

It is easier for me because the responsibility is on people back home to pay the bank back so nobody's asking me for any money again

Dr. Tarebi, U.K. Guarantor

The SympliFi loan is better than begging people abroad for money

Mojisola, Borrower Nigeria

Trust pilot rates
SympliFi as 'Great'

Apr 25, 2021

Symplifi is a World changer. The experience to set up and send funds was seamless and hassle free. I will certainly be using Symplifi again and spread the word...

Leonard

Oct 19,2020

Easy to use and fast too. It so easy communicating with them and the money was received quickly.

Omena

Feb 27, 2021

Very satisfactory. Will recommend you.

Adesina Oladele Osunkoya

Oct 1, 2021

Meets my needs perfectly. SympliFi's offering meets my personal need wrt fulfilling financial obligations back in Nigeria. The mobile app makes the experience a delight. Experience is seamless. No need for any human interaction. Results delivered pronto.

Tope

Nov 13, 2020

I waas impressed with prompt service of the company. Regarding refunding of collateral was pay back without any fuss , this increase my confidence in your service

Benjamin

Oct 8, 2020

Communication is excellent and d way handle matters is good nice one

Jonathan Akpabio

Security you can count on

SympliFi was built from the ground up with the latest in secure hosting and transactions. We have partnered with Rapyd for our technology infrastructure, ensuring all transactions are fully certified to meet PCI, PSD2, and SCA standards as well as global fraud protection. We only work with licensed and regulated bank partners in Nigeria that are fully vetted.