Earn up to 5% rewards helping your community build credit
Available in the UK & EU for Nigeria
Keep your money and earn up to 5% cash rewards for empowering your community to access more financial opportunities on their own.
Get started for as little as $50. The process is secure and completed in seconds.
Help build valuable credit history at lower rates
With your help, your beneficiary has instant and continuous access to lower interest rate loans from our bank partners. As they repay, they build their credit history and qualify to access higher loan amounts from the bank.
Earn up to 5% rewards
You will earn up to 5% on the money you keep in your SympliFi wallet to secure the line of credit. The more you help, the more you earn.
Keep your money and move it for free
When the beneficiary repays, you can move money from your wallet to any bank account for free or keep it in your wallet to earn more rewards.
Your credit score is never impacted
You are only responsible for the deposit amount, nothing more! If the beneficiary defaults, we deduct the amount owed from your deposit. Your credit score is never impacted.
How it works on the SympliFi App
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Set the amount you want to help your beneficiary access and the duration.
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Top-up your wallet with the refundable deposit to secure the line of credit. It stays in your wallet earning cash rewards.
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Your beneficiary receives an SMS from the bank to finalize the process, and starts accessing credit anytime they need cash.
What some of our customers have to say
Our lending partners
We only work with vetted partners and regulated financial institutions
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A B2B platform connecting retailers to distributors and offering financial and other tools tailored to small retailers.
A tech-enabled B2B retail platform that helps small retailers source their inventory and access financing.
A tech-enabled B2B retail platform that helps small retailers source their inventory and access financing.
Download the App to get started
Download the free App and start earning 5% cash rewards
Commonly asked questions
The deposit helps provide access to a line of credit or inventory financing for family and friends back home. SympliFi holds the deposit in your wallet and notifies the bank in your beneficiary’s country. When you hold the deposit in your SympliFi wallet, your beneficiary gets instant and continuous access to lower interest rate loans. When the beneficiary repays, you can move your money to any bank account for free or keep it in your wallet to earn more rewards. Your credit score is never impacted, and if your beneficiary defaults, the amount owed to the lending partner is deducted from the deposit on hold.Learn More >
We only work with vetted partners and regulated financial institutions across Africa. Financial institutions perform a quick credit check on the borrower prior to disbursement. The borrower is responsible for repaying the lender directly. If the borrower does not repay, the lender will make best efforts to collect from the borrower before they can request the deposit.
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You will earn up to 5% cash rewards on your refundable deposit every time you help someone access a line of credit or inventory financing. The rewards are paid directly to your wallet.
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