Help loved ones access cash, while building their credit
Available in the UK & EU for Nigeria

Provide instant access to low-interest, short-term loans anytime they need cash. They can use the card for working capital for their business, life emergencies or to bridge them until their next salary.

Win - Win with SympliFi
What you get
What your beneficiary gets
Help build valuable credit history at lower rates
With your help, your beneficiary has instant and continuous access to lower interest rate loans from our bank partners. As they repay, they build their credit history and qualify to access higher loan amounts from the bank.

Earn up to 5% rewards
You will earn up to 5% on the money you keep in your SympliFi wallet to secure the line of credit. The more you help, the more you earn.

Keep your money and move it for free
When the beneficiary repays, you can move money from your wallet to any bank account for free or keep it in your wallet to earn more rewards.

Your credit score is never impacted
You are only responsible for the deposit amount, nothing more! If the beneficiary defaults, we deduct the amount owed from your deposit. Your credit score is never impacted.

How it works on the SympliFi App

You set the credit amount you want to help them access and for how long.

Top-up your SympliFi wallet for the refundable deposit to secure the credit.

They receive their Veend card from our bank partner in Nigeria.
What some of our customers have to say



Our lending partners
We only work with vetted partners and regulated financial institutions


Veend is a leading fintech in Nigeria that offers embedded credit solutions to financial institutions and merchants.

A fully digitized bank and financial services company powered by Kredimoney Microfinance Bank incorporated in 2010.

Empowering Micro and SME entrepreneurs across Nigeria. Operating since 2014 with 11,000 customers.

Providing financial services to people engaged in small trading and micro productive activities in Nigeria.






Download the App to get started
Download the free App and start earning 5% cash rewards
Commonly asked questions
The deposit helps provide access to a line of credit or inventory financing for family and friends back home. SympliFi holds the deposit in your wallet and notifies the bank in your beneficiary’s country. When you hold the deposit in your SympliFi wallet, your beneficiary gets instant and continuous access to lower interest rate loans. When the beneficiary repays, you can move your money to any bank account for free or keep it in your wallet to earn more rewards. Your credit score is never impacted, and if your beneficiary defaults, the amount owed to the lending partner is deducted from the deposit on hold.Learn More >
We only work with vetted partners and regulated financial institutions across Africa. Financial institutions perform a quick credit check on the borrower prior to disbursement. The borrower is responsible for repaying the lender directly. If the borrower does not repay, the lender will make best efforts to collect from the borrower before they can request the deposit.
Learn More >
You will earn up to 5% cash rewards on your refundable deposit every time you help someone access a line of credit or inventory financing. The rewards are paid directly to your wallet.
Learn More >