Fund your business
activities back home and earn cash rewards

Get the app
Learn More
SympliFi can help you secure a line of credit of up to
₦5 million from our bank partners in Nigeria, from the convenience of your phone.

No FX worries, you get a lower interest rate and you can earn up to 5% cash rewards on the refundable deposit you hold in your SympliFi wallet.

Get approved in 2 minutes

A smartphone showing the loan for self screen on the Symplifi app
Apply

Complete a quick and easy loan application.

Provide refundable deposit

Top-up your wallet with the refundable deposit. It securely stays in your wallet earning cash rewards.

Receive loan

Our bank partner disburses the funds to your account in Nigeria within 24 hours.

Our customer stories

How customers use SympliFi to grow their businesses back home

A picture of Peter
Peter

Italy

Peter is using SympliFi to access low-interest working capital to grow his family’s building materials business in Nigeria.

A picture of Ayo
Ayo

United Kingdom

Ayo has accessed a line of credit through SympliFi to produce her clothing line in Nigeria for export to the UK.

Get continuous access to cash 

One collateral provides unlimited access to credit, giving you a revolving line of credit back home. Borrow and repay as many times as you need. 

Access credit no matter where you are

Get continuous access to cash to fund your business activities, anytime and anywhere.

A green smartphone icon

Earn cash rewards

Get up to 5% cash rewards on the refundable deposit in your SympliFi wallet.

A flash notification saying "Your loan has been disbursed. You will now earn five pounds on your deposit"

No cross border transfers

Keep your money and invest back home, without FX worries.

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Move your money for free

You can move your money from your wallet to any bank account for free or keep it in your wallet to earn more rewards.

A screenshot from the SympliFi app showing customer registration

Medical insurance, improve the health care of the family members

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Download the App to get started

Download the free App and start earning 5% cash rewards

Our Lending Partners

We only partner with accredited and regulated lenders.

Alert MFB

Empowering Micro and SME entrepreneurs across Nigeria. Operating since 2014 with 11,000 customers.

Grooming MFB

Providing financial services to people engaged in small trading and micro productive activities in Nigeria.

Alert MFB
Business Loan
Grooming MFB
Business loan
Educate
Business Loan
MicroHub
Business loan
Zimnat
Business loan
MCDaan
Business Loan
Baobab

Empowering Micro and SME entrepreneurs across Nigeria. Operating since 2014 with 11,000 customers.

Alert MFB
Business Loan
Grooming MFB
Business loan
Educate
Business Loan
MicroHub
Business loan
Zimnat
Business loan
MCDaan
Business Loan

Commonly asked questions

Why is a refundable deposit required?

It provides security for the bank issuing the line of credit and helps you get easier access at better terms. When the line of credit comes to an end, you can freely access the deposit in your wallet. SympliFi has no additional recourse against you beyond the deposit and your credit score is never impacted.Learn More >

Learn more >
Who issues the loans?

Alert Microfinance Bank is a regulated and licensed lending partner in Nigeria. SympliFi partners with Alert MFB to extend loans to individuals in the diaspora and their loved ones back home.
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How do I repay the line of credit?

You are responsible for repaying the line of credit directly to the bank that issues you the loan. The bank will provide the repayment details when you accept the line of credit offer.
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Learn more >