Start earning today!
Get a £/€5 reward on the first amount you add to your SympliFi account, and start transacting!
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Earn money & Provide access to credit

Earn up to 5% cash rewards by helping friends and family back home instantly access affordable loans from our bank partners.
Excellent rating on Trustpilot
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A better alternative to sending money

Sending money

You continuously send money
You pay costly transaction fees
Your money loses value

Accessing credit using SympliFi

No cross border transfers
Earn cash back instead of fees
Save your money with no FX worries
Your credit score is never impacted
Help people access credit

Empower people in your community back home to start accessing money on their own, while saving and earning money for yourself.

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Loan for yourself back home

Get instant access to low interest loans to fund your personal and business needs back home. Save your money and get unlimited access to local funding.

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Keep your money

Help friends and family in Nigeria while saving money for yourself. You provide a refundable collateral to help them instantly secure a loan. The collateral stays untouched in your SympliFi wallet. No money sent, no money spent.

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Earn cash back instead of fees

Instead of paying fees and FX costs, you earn 2% cash back on the collateral whenever they get a loan.

Provide unlimited access to credit

With just one collateral, your loved ones can get repeated access to a loan any time they need cash. Do it once and never send money again!

Share the collateral

Everyone can chip in. Easily split the collateral amount with other friends and family that want to help.

Build a healthier future

Your loved ones automatically get loan protection from AXA, a global insurance leader, that provides them loan cover and access to health care for the duration of the loan. No additional paperwork required.

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How our customers
are using Symplifi

Finance your personal and business needs back home

Do more without FX exposure

Help people start and grow a small business 

Help them fund their business activities

For the usual "i need to borrow money" request

Instant access to personal loans

What some of our customers have to say

I used to send £500 to my cousin in Nigeria to help him with his business. I don’t do that anymore yet his business has grown 50% using SympliFi instead
Leonard, U.K. Guarantor  
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It is easier for me because the responsibility is on people back home to pay the bank back so nobody's asking me for any money again
Dr. Tarebi, U.K. Guarantor
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The SympliFi loan is better than begging people abroad for money
Mojisola, Borrower Nigeria
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Trust pilot rates
SympliFi as 'Excellent'

Apr 25, 2021

Symplifi is a World changer. The experience to set up and send funds was seamless and hassle free. I will certainly be using Symplifi again and spread the word...

Jan 18, 2022

This app is a much needed one. I have been able to support people without the worry of sending money. The process is fast, it literally takes very few minutes. My collateral was safely released to me after one of the borrowers repaid.
The Customer service is also excellent.

I totally recommend this App 200%

T. J
Feb 27, 2021

Very satisfactory. Will recommend you.

Adesina Oladele Osunkoya
Oct 1, 2021

Meets my needs perfectly. SympliFi's offering meets my personal need wrt fulfilling financial obligations back in Nigeria. The mobile app makes the experience a delight. Experience is seamless. No need for any human interaction. Results delivered pronto.

May 6, 2022

A trustworthy and reliable team behind a fantastic 5-Star service👏😎. I have used SympliFi many times, and will always resort to using them again and again when the need arises.

May 6, 2022

From prompt responses to customer service, SympliFi always delivers.Using SympliFi has changed the way I run my business back in Nigeria, it's now more financially efficient.I am a satisfied customer.

Ayo. A

Security you can count on

SympliFi was built from the ground up with the latest in secure hosting and transactions. We have partnered with Rapyd for our technology infrastructure, ensuring all transactions are fully certified to meet PCI, PSD2, and SCA standards as well as global fraud protection. We only work with licensed and regulated bank partners in Nigeria that are fully vetted.

Our Partners

Download the App to get started

Download the free App and get a £/€5 reward on the first amount you add to your SympliFi account!

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